Looking For Great Financial Literacy Essay Examples?

Looking For Great Financial Literacy Essay Examples?Financial literacy essays are perfect for students entering college or working adults just beginning to acquire more knowledge about how to manage their finances. Writing an essay can be a daunting task, especially if you are not sure of what to write. But, with a little help, it is not difficult to take on the task. Here are some financial literacy essay samples to use as inspiration.Let's start with a sample from a student who recently graduated from a university in the south. This student was already working full-time and his parents provided him with financial aid in order to pay for school. He then went on to finish college and got his graduate degree. His starting salary was very minimal, but his parents saw the potential in him and allowed him to begin his career in the finance industry.In his personal financial literacy essays, this student talks about the difficult financial times that he faced, but also details his strateg ies for surviving them. His advice for students is to stay confident, work hard, keep his cool, and keep his mouth shut when things are not going the way they should.A student who just graduated high school and has a degree and a job is in a good position to write a personal essay about money, since he already knows what he wants to say. His career goals will have changed since the beginning of the semester, but he still expects to be an employee by the end of the year.A parent who is raising two children with multiple jobs and multiple expenses is ready to tell his own story. The first half of his essay is dedicated to expressing gratitude for his kids, and his hope that they will remain happy. The second half is dedicated to describing his own financial struggles and how he has overcome them. He emphasizes his goal of buying a house someday so that he can have more space for his family.In this brief financial awareness piece, we see several examples of students using financial lit eracy essays to talk about money. Some are impressive, while others are not so inspiring.So, there are a few good examples to consider for your own financial awareness essay. The next time you see an essay that you think could do well, consider what is needed to complete the project successfully.

What to Do If You Miss Your Pet in College

When you thought of your life in college, you likely thought of all the great things youd experience: interesting classes, engaging people, exciting social life, your first real taste of freedom from your parents. You may not, however, have thought about all the things youd miss from your pre-college days: homecooked meals, the feel of your own bed, the constant presence of your beloved pet. While it may not be a frequent topic of conversation, its surprisingly common for students to seriously miss their pets back at home. After all, your pet was a steadfast companion who, while possibly sometimes annoying, was also incredibly endearing. You may even be feeling guilty about leaving your pet behind, knowing that they dont understand why you left or where you went or when youll be back. Dont worry, though; there are a few things you can do to make the transition easier for both of you. Dont Be Embarrassed There are many things you probably miss about the life you left behind; the things that mattered most to you are likely the things that tug most at your heartstrings while youre away at school. Youd have to be pretty stone-cold to not miss a pet who has been a big part of your family, and your life in particular, for quite some time. Wouldnt it be strange, after all, if you didnt miss your pet and could just leave them one day without feeling a little sad or guilty about it? Dont sell yourself short by feeling embarrassed or ridiculous. Your pet very well may have been a big part of your life and its perfectly reasonable to miss him or her. Video Chat See if you can say hello! during a Skype or video chat session. Will it freak your pet out? Probably, but it might also make them ridiculously excited. Just like phone calls home can be recharging and comforting during challenging times, seeing your pet might just give you the little boost youve been needing. You can see their silly face and know that theyre just fine. Get Updates Ask your parents or other family members to update you about your pet when you talk. Its not unreasonable to ask that your mom, dad, siblings, or anyone else let you know how your pet back home is doing. After all, if another family member were ill or, conversely, had something hilarious happen to them, youd want to know, right? So ask your parents to keep you updated about all the ridiculous thing your pet has been doing in your absence. Its not dorky to ask about someone or something you care about and it will do your heart and mind some good. Bring Your Pet to Campus See if you can bring your pet to campus for a day. If, for example, your campus allows dogs on leashes, see if your parents can bring your dog up the next time they come for a visit. As long as you follow the rules, you should be able to enjoy some time with your pet while also getting to see them explore and experience your new home-away-from-home. Additionally, your pet will likely get a lot of love from your fellow students. Pets on campus are usually pretty rare, so everyone seems to flock to friendly dogs whenever they happen to be around. If youre really struggling, look into how you can make your pet a part of your college life. For some people, having animal companionship is an important factor in their emotional and mental health. For others, its just something that they truly enjoy and that makes them happy. If not having your pet around is a seemingly overwhelming challenge, consider exploring your options: Can you transfer to a pet-friendly college?Can you live off-campus in a place where pets are allowed?Can you do some volunteer work at a pet shelter or rescue program where you can get interaction with animals on a consistent basis? Keep your options open so that not having a pet during your time in school becomes an easy problem to fix instead of an insurmountable issue to overcome.

The History Of Western Music - 1381 Words

The History of Western Music Throughout history all cultures have been influenced by music. Before the Baroque era in music there were many forms of western music. Most of this music was monophonic, sung in chant used mostly for religious purposes. During the previous millennia most music was sung in chant form with very little accompaniment, save a harp or a violin. In these times music was a simple art, sung by the people to praise the Lord. Eventually polyphonic music developed, first starting as monophonic chant sung in thirds and fifths, and later contrapuntal music was created. During this time the music notation system was standardized, originally a modified Greek system; music notation evolved into the notation that is used today. Having the use of music notation set the foundation for Baroque music and for all music after that. In the late sixteenth century and early seventeenth century the Baroque style of music started in Italy. Italy, where the renaissance started, was able to create a new type of music rich in feeling, but less intricate than much of the previous renaissance music that was centered towards the north (France and the area now occupied by the Netherlands). New ideas, like interplay between the various instruments in an orchestra, became prevalent, unlike the monophonic music of previous years. As new instruments were incorporated into orchestras and compositions became increasingly more instrumental interplay had an increasing new role in the newShow MoreRelatedMusic And Painting From 20th Century Western Music History1118 Words   |  5 PagesYaojun Song Mus114 Sam Music and Painting During the study of 20th-century Western music history in this class, I found out there are may same movements of art and music. I took 20th century Art history as well so there is always the comparison of them in my mind. Music and art appear to be two different art forms. Music is both auditory art, but also an art of time and movement. Music express musicians’ feelings through sound, it will create images in the mind of the viewer for them to haveRead MoreUnderstanding How Wagner Fits Into Our History Of Western Classical Music1498 Words   |  6 PagesWagner’s is difficult given that the music lies on the edge of what was common practice in the 19th century. The music does not easily organise itself into the neat forms that we recognise from the classical and baroque time periods, but instead goes beyond the confines of form and tonality that today’s listeners are not familiar with. This gives the music some unique qualities such as being unpredictable, unending, and for some, brings less attention to the music and more attention to the drama thatRead MoreMusic s Influence On Western Music1347 Words   |  6 PagesI’m concerned, music has magical power, as the saying goes, music makes a qualities of race higher and expensive, where have music, where enjoy to melt . I think western music is the most fashionable music in the world.Even in classical western music, it was also very modern.Western music has very long history, experienced lots of difficulties and changes. Until now, there are still many researchers studying western music’s history. As I know, early western music mostly were light music which didn’tRead MoreEssay on Western Influence on Chinese Music1222 Words   |  5 PagesWestern Influence on Chinese Music China has long been the cultural hub of Asia, and has had the longest amount of contact of any Asian country with other Western countries. Ever since the Silk Road was established, China has been trading with other Western countries and exchanging aspects of their cultures with one another. One of these aspects is music. But how exactly has Western music influenced Chinese music? In order to understand this, we must look at the history of Western encountersRead MoreEssay on Chinese Music631 Words   |  3 PagesChinese music is described as a unique form of art. Even today, the Modern Chinese music has a Western Modern Music style. The music has its own characteristics and is very much distinct. History Chinese music dates back to 1000 BC. A man named Ling Lun created the first of the musical instruments in China. Ling Lun developed a set of 60 bells. From these bells, he created a mathematical method for creating pitch pipes to tune the bells. One of the first instruments created was a bamboo pipeRead MoreThe Jazz : A Music Genre1078 Words   |  5 PagesName: Sofia Endara Research Paper Jazz The Jazz is a music genre that was developed from the traditions of West Africa, Europe and North America. It arises specifically in New Orleans, Louisiana, home of musical style, where was a large consignments of slaves, mainly western Africa. That is why the jazz comes from the combination of three traditions: the native American, African and European. The African-American community in South America developed its musical expression through creative improvisationRead MoreSacred Music in the Age of Rebirth Essay1251 Words   |  6 Pages The Renaissance has not ceased to be an age of discussion and debate among historians throughout the recent centuries. The vibrant nature of the era marks it as a most fascinating period of history. The Renaissance can be described as an age carrying the essence of â€Å"self-discovery and fulfillment, of recognition of human worth, and a dynamic outpouring of artistic activity.† This new world flourishing with art and creative optimism was also steeped in a spirit of â€Å"revolt of the Medievalists.† Read MoreClassical Music Vs. Contemporary Music1113 Words   |  5 PagesBy universal, they mean that music exists in every culture. However, the meanings and emotions attached to the music are interpreted differently depending on the listener. People will associate different meanings and feelings with a musical performance based on their cultural upbringing and life experience. When we categorize music, we use terms such as â€Å"classical,† â€Å"folk† or â€Å"popular† to distinguish different types of music. However, using labels is problematic because there can be stereotypingRead MoreThe Development Of Chinese Popular Music And The Legend Pop Star Jay Chou1627 Words   |  7 PagesChinese Popular Music and the Legend Pop Star-Jay Chou Name: Zichao Lan Instructor: Erica Jones Teaching Assistant: Dhiren Panikker Course Title: Popular Music of the World Date: 7/24 /2015 Introduction When talking about China, people from other countries associate China with the Great Wall, the Terracotta Warriors, the Summer Palace, other landmarks. Chinese music is as an important part of Chinese history and cultureRead MoreThe Concert Hall At The University Of Evansville Hushed1743 Words   |  7 PagesUniversity of Evansville hushed as the conductor tapped his baton on the music stand in front of him. Raising both hands in the air, scanning the performers of the orchestra to make sure everyone had their instruments in place and appeared ready, he took a quick breath to cue the orchestra to start playing. 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San Isidro, Leyte Public Market an Economic Impact Analysis Essay Sample free essay sample

Chapter I: Introduction Background of the Study San Isidro is a fourth category municipality in the state of Leyte. Philippines. Its figure of population as of 2011 harmonizing to the Local Governance Performance Management System ( LGPMS ) is 19. 655. San Isidro is politically subdivided into 19 barangays with a entire land country ( in has ) of 14. 254. 12. San Isidro’s economic activities lie on agribusiness. piscary. commercial and service centres. industrial and excavation. As portion of its economic activity. commercial and service centres. the public market of San Isidro is seemingly runing as a dynamic factor in the advancement of the town. Long before the ample alterations of the market. there were merely a few concerns supplying for the primary demands of both family and authorities persons. And as to the transitional changes of the whole image of the market. small by small. it boosts the capablenesss of little and average endeavors of the municipalities as it is being opened to them a manner to increase productiveness and cater societal aids in the signifier of goods or services. Public Market is a market. in public infinites. where independent merchandisers can sell their merchandises to the populace. Typical merchandises sold at public markets include fresh green goods. baked goods. locally raised meats and dairy merchandises and assorted other nutrient points and handcrafted goods. Public markets frequently emphasize nutrients. vesture. and artisanal merchandises reflective of the ethnicities in their several parts. They can besides function as popular locales for public events and busking. Public markets are distinguishable from farmers’ markets in that they frequently feature imported goods. That is why. I came up with the impression of making a survey as respects Public Market in San Isidro in a position of its history up to the present province. I am interested to its ability to assist progress economic prosperity in the town. Statement of the Problem This research is designed to show and analyse the San Isidro. Leyte Public Market utilizing an Economic Impact Analysis Approach. Specifically. this research survey aims to reply the undermentioned inquiries: 1. ) What is the socio-economic profile of the municipality of San Isidro prior to the transitional alterations of the Public Market? 2. ) What are the socio-economic alterations effected on the municipality of San Isidro as to the overall betterment of the Public Market in footings of the followers? a. LGU Positions b. LGU Income c. Local Business Registration d. Socio-Economic Profile of Residents 3. ) What is the impact of these socio-economic alterations to the local economic system of the municipality? 4. ) What Local Development Policy and Strategy could be proposed to further better the quality of the Public Market of San Isidro to achieve a general socio-economic public assistance? Conceptual Model Figure1. Conceptual Framework of the StudyThe conceptual model of this survey ( Figure 1 ) traces the impact of Public Market to the local economic system of San Isidro. The conventional diagram above represents the independent variable which is the public market that has matching effects on the dependent variables that include LGU positions. income of the local authorities. local concern enrollment and socio-economic profile of the occupants. The survey is undertaken utilizing an economic impact analysis attack. Economic impact analysis ( EIA ) examines the consequence of a policy. plan. undertaking. activity or event on the economic system of a given country. The country can run from a vicinity to the full Earth. Economic impact is normally measured in footings of alterations in economic growing ( end product or value added ) and associated alterations in occupations ( employment ) and income ( rewards ) . The analysis typically measures or estimates the degree of economic activity happening at a given clip with the undertaking or policy occurring. and ciphering the difference from what would otherwise be expected if the undertaking or policy did non happen ( which is referred to as the contrary to fact instance ) . This analysis can be done either before or after the fact ( antique ante or ex station ) . The term economic impact can be applied to analysis of the economic part of a given activity or industry to the bing local economic system. Significance of the Study This research survey was thought of with a low desire to leave new avenues of facts and cognition so valuable to the followers: For the Local Government Unit of San Isidro. This survey will beef up the LGU’s framing of new policies and design plans that will enable advancement in the municipality. The LGU can besides go more acquainted and cognizant of its basic and cardinal function as facilitator of development since it bit by bit understands its map for the care and sustainability of the public market. For the Small and Medium Enterprises. This survey will duly give penetration on the privileges they can acquire in prosecuting into concerns. the rights to air out possible ailments or recommendations on the understanding with the local authorities in connexion with their usage of the public market. For the occupants. The survey will assist the occupants of San Isidro understand the function of this public market in the incitation of their economic minutess in replying their demands and wants as exclusive consumers. For the research worker. The survey will enable the research worker to understand the constructs underlying public market and good administration. He or she will besides be equipped with new cognition and add up to bing facts new package of information he or she was able to happen out. Definition of Footings The undermentioned footings are defined in the context of this survey: Public Market is a market. in public infinites. where independent merchandisers can sell their merchandises to the populace. Typical merchandises sold at public markets include fresh green goods. baked goods. locally raised meats and dairy merchandises and assorted other nutrient points and handcrafted goods. Public markets frequently emphasize nutrients. vesture. and artisanal merchandises reflective of the ethnicities in their several parts. They can besides function as popular locales for public events and busking. Public markets are distinguishable from farmers’ markets in that they frequently feature imported goods. By and big. there must hold been two or more people transacting with one another with the end of fulfilling their basic demands and wants. Local Government is a signifier of public disposal which in a bulk of contexts. exists as the lowest grade of disposal within a given province. The term is used to contrast with offices at province degree. which are referred to as the cardinal authorities. national authorities. or ( where appropriate ) federal authorities and besides to supranational authorities which deals with regulating establishments between provinces. This reflects a authorities in a local degree wherein offices of the national authorities appoints places through elections to function the people of different states. metropoliss and municipalities. Government gross is gross received by a authorities. Its antonym is authorities disbursement. Yet. authoritiess coin money. Government gross is an of import portion of financial policy. Gross may be from revenue enhancement or non-tax gross. such as gross from government-owned corporations or autonomous wealth financess. Income in this mode is synonymous with gross. It is the net incomes of the authorities through its run undertakings or through revenue enhancement. Ambulant is a seller who does non busy a definite or lasting topographic point or stall in the market that comes to sell goods either day-to-day or on occasion by sitting or traveling topographic point to topographic point within the market premises. A â€Å"vendor† shall intend a individual who sells. trade goods or groceries. within the market premises. Rental Fee means a charge fixed by jurisprudence or bureau. whether in money or otherwise. given for the enjoyment or usage of a thing. Local market governments refer to the city/municipality Mayor. his duly appointed Market Administrator. the City/municipal Administrator. the city/municipal Treasurer. or any other city/municipal functionary charged with the direction of the twenty-four hours to twenty-four hours operations of the public market and/or specific facets of such operations. Small and medium endeavor or little and moderate-sized endeavor ( SMEs. little and moderate-sized concerns. SMBs and fluctuations thereof ) are companies whose forces Numberss fall below certain bounds. The abbreviation â€Å"SME† is used in the European Union and by international organisations such as the World Bank. the United Nations and the World Trade Organization ( WTO ) . In most economic systems. smaller enterprises outnumber big companies by a broad border. SMEs are said to be responsible for driving invention and competition in many economic sectors. Chapter II: Related Literature and Surveies Related Literature This chapter presents a treatment of the different literature and surveies reviewed which the research worker consider relevant to the survey. In Section 17 of the Local Government Code. RA 7160. local authorities units shall exert such other powers and discharge such other maps and duties as are necessary. appropriate or incidental to efficient and effectual proviso of the basic services and installations. Such basic services and installations. include. for a barangay. orbiter or public markets. where feasible. and for both municipality and metropolis. public markets. ( Senate Bill No. 1319. Manny Villar ) Crucial to the country’s socio-economic advancement is infrastructure development. Infrastructure lays down the foundation for making an environment conducive to investing. It provides employment in the metropolitan country every bit good as in the countryside and affects the efficient bringing of basic services to the populace. ( Agency Profiles and Program Targets FY 1993. Republic of the Philippines ) The nature of administration will find the handiness and quality of public services and therefore the extent to which the hapless have entree to them. ( North 1991. 97 ) . Harmonizing to Manny Villar in his Senate Bill No. 1390. â€Å"It need non be stressed that public markets are antiphonal and effectual instruments of public service. They are besides dynamic and feasible endeavors which strengthen the fiscal capablenesss of metropoliss. municipalities. and even barangays. Therefore. their important part to both national and local development. For the full realisation of their possible as such. there is a demand for a jurisprudence that will develop. modulate. and standardize market systems and professionalise market services in all populace markets throughout the state. whether owned and managed by the authorities or by private groups and persons. Therefore. the affiliated measure which institutes a national market codification for the Philippines. To achieve the end of clean and orderly market places in every municipality. metropolis. and where feasible. barangay in the state. blessing of the affiliated measure is respectfully urged† . Related Surveies One of the most obvious. but possibly least understood. methods of heightening societal integrating in public infinites and promoting upward mobility are public markets. Increasingly. community leaders and local authorities see public markets as a agency of turn toing some of the more exasperating jobs of our metropoliss: the demand to convey people of different cultural groups and incomes together ; the demand to do inviting and safe public infinites ; the demand to reinvigorate low- and moderate-income vicinities and to back up small-scale economic activity ; the demand to supply fresh. high-quality green goods to inner-city occupants ; and the demand to protect unfastened infinite and continue farming around metropoliss. This study summarizes the consequences of a six-month research attempt where Project for Public Spaces. Inc. ( PPS ) in association with Partners for Livable Communities ( Partners ) . took a fresh expression at the issue of public markets which serve low- and moderate-income. ethnically diverse communities. This research allowed us to turn to specifically how public markets enhance the potency for societal integrating in public infinites – pulling diverse income degrees. ages. and ethnicities – and thereby make a sustainable vehicle for upward mobility and single authorization for low-income communities. For the intents of this survey. hence. we defined a successful market as: 1 that succeeds in both its economic and societal facets and can prolong both over the long term. ( Phase I Report: An Overview of Existing Programs and Assessment of Opportunities ) It is good documented that the venture capital industry is extremely volatile and that much of this volatility is associated with switching ratings and activity in public equity markets. This paper examines how alterations in public market signals affected venture capital puting between 1975 and 1998. We find that venture capitalists with the most industry experience increase their investings the most when public market signals become more favorable. Their reaction to an addition is greater than the reaction of venture capital organisations with comparatively small industry experience and those with considerable experience but in other industries. The addition in investing rates does non impact the success of these minutess adversely to a important extent. These findings are consistent with the position that venture capitalists rationally respond to attractive investing chances signalled by public market displacements. ( Paul Gompers. Anna Kovner. Josh Lerner. and David Scharfstein )